Purpose | Pursuing higer education within India / Overseases, Students should have secured admission for the course opted for |
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Limit | As per bank's policy |
Security | As per bank's terms & conditions |
Margin | As per bank's policy |
Interest Rates | As per Annexure - Interest Rates |
Repayment | As per agreement |
Processing Fees | As per bank's policy |
Eligibility | Students along with either of the Parent as Co-borrower |
Basic Documents | * KYC documents of borrower and guarantors
* Income proof of the co-borrower / family justifying repayment capacity * Salaried : Salary Slip & Form 16 along with Salary A/c * Business : Copies of IT returns for last 3 years along with financial statements and business A/c statements for last one year * Earlier Educational qualification certificates of the student. * Offer / acceptance letter of the college / university where admission taken. * Title deeds of the property offered as security |