Interest Rates
Loan Interest
Deposit Interest Rates
Loan Interest
Deposit Interest Rates
Loan Interest Rates
(With effect from 01-08-2025)
| Sr No | Particulars | Int. Rate (%) |
|---|---|---|
| 1 | Hypothication Pledge/Warehouse/CC upto Rs. 25,00,000 | 8.50% |
| 2 | Hypothication Pledge/Warehouse/CC above Rs.25,00,000 | 9.25% |
| 3 | Secured Over Draft upto Rs. 25,00,000 | 9.25% |
| 4 | Secured Over Draft above Rs.25,00,000 | 9.50% |
| 5 | Term Loan-Advance against EM /Machinery/Industrial Shed/Equipment Finance upto Rs. 25,00,000 | 09.50% |
| 6 | Term Loan-Advance against EM /Machinery/Industrial Shed/Equipment Finance above Rs.25,00,000 & Below Rs. 1,00,00,000 | 09.50% |
| 7 | Term Loan-Advance against EM /Machinery/Industrial Shed/Equipment Finance Rs. 1,00,00,000 and above | 09.25% |
| 8 | EMI Term Loan-Advance against EM | 10.50% |
| 9 | Term Loan-Road & Water Transport Finance | 9.25% |
| 10 | Truck, Taxi, Bus, Rickshaw etc. | 10.00% |
| 11 | Car Loan upto Rs.25,00,000 | 8.25% |
| 12 | Car Loan above Rs.25,00,000 and Upto 35,00,000 | 8.50% |
| 13 | Consumer Durable Goods, TV, Freeze, Scooter etc. | 10.00% |
| 14 | Housing Loan | 8.00% |
| 15 | Gold Loan | 12.00% |
| 16 | Unsecured Overdraft | 16.00% |
| 17 | Bill Purchase Limit | 11.00% |
| 18 | Education Loan | 10.00% |
| 19 | NSC / KVP / LIC | 8.00% |